There are two official Canadian languages – English and French. In addition to these, the top five languages spoken in Toronto are Chinese, Italian, Tamil, Portuguese and Spanish.
Toronto offers visitors world-class products without world-class prices. A favourable exchange rate doesn’t hurt, either. So be sure to pack an extra bag for the loot you’ll want to bring back home.
- Toronto’s currency is the Canadian dollar
- For denominations under five dollars we use coins – some we’ve even given cute names: the loonie ($1), and toonie ($2)
- U.S. dollars are accepted in most Toronto establishments, although you’ll receive change in Canadian funds and exchange rates will differ from merchant to merchant
- You’ll find cash machines/ATMs in most banks, hotels and shopping centres
- Travelers cheques and credit cards are accepted at most (but not all) major retailers
- Currency exchange is available at banks and kiosks throughout the city and at the airport
If you’re happy with the service you receive, a 15-20% tip on the pre-tax bill is a standard expression of appreciation when dining out in the city. Note that some restaurants automatically add this gratuity when serving large groups, so be sure to check your bill.
Tips are also expected for services such as haircuts, shoe shines and taxi rides. 15-20% is standard in these situations as well.
The Harmonized Sales Tax (HST) is a 13% tax that is applied to most purchases of taxable supplies of goods and services in the Province of Ontario. The HST consists of a 5% federal portion and an 8% retail sales tax portion.
Banks, liquor stores and government offices observe these holidays, as do most stores and business offices. Holidays that occur on weekends are observed the following Monday:
|New Year’s Day||Jan 1||Jan 1||Jan 1|
|Good Friday||Mar 29||Apr 18||Apr 3|
|Easter Sunday||Mar 31||Apr 20||Apr 5|
|Easter Monday||Apr 1||Apr 21||Apr 6|
|Victoria Day||May 20||May 19||May 18|
|Canada Day||July 1||July 1||July 1|
|Civic Holiday*||Aug 5||Aug 4||Aug 3|
|Labour Day||Sep 2||Sep 1||Sep 7|
|Thanksgiving Day||Oct 14||Oct 13||Oct 12|
|Remembrance Day*||Nov 11||Nov 11||Nov 11|
|Christmas Day||Dec 25||Dec 25||Dec 25|
* Stores remain open on these dates.
Religion and Places of Worship in Toronto
Toronto is home to a vast multicultural population and is welcoming to all. For places of worship in Toronto please click here.